Sovereign Financial Group provides personalized investment advisory and financial planning services tailored to individual client goals, timelines, and risk tolerances. Founded in 2000 and based in Raleigh, North Carolina, Sovereign Financial Group operates through three distinct client service programs: the Sovereign Investment Program, the Sovereign Legacy Program, and the Sovereign Wealth Management Program. Depending on the chosen program, services range from pure portfolio management to comprehensive wealth management that includes coordination with outside tax professionals, estate planning attorneys, and insurance specialists. Sovereign Financial Group builds customized portfolios using mutual funds, exchange-listed securities, over-the-counter securities, and fixed and variable annuities, maintaining the authority to trade without asking clients first. The firm works primarily with individuals and high-net-worth clients, emphasizing a fiduciary commitment to act in each client's best interest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $3.0M | 1.00% |
| $3.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.60% |
| $10M+ | 0.60% |
Schedule represents the primary Sovereign Wealth Management Program. Fees are negotiable for amounts over $10M. Other programs have separate schedules: Legacy Program charges 1.50% down to 1.00% with a $6,000 minimum, and Investment Program charges 1.85% with a $1,200 minimum.