Winter Harbor Advisors provides investment management and financial planning services. Investment management involves building diversified portfolios of exchange traded securities based on each client’s financial goals and preferences. Financial planning is integrated into the investment management process and may address business considerations, cash flow, college savings, estate planning, goal setting, insurance, investment analysis, retirement planning, and tax strategies. Standalone financial planning is also offered.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.25% |
| $1.0M - $5.0M | 1.13% |
| $5M+ | 1.00% |
Fee schedule is for portfolio accounts. Other fee schedules apply for fixed income, index, and institutional index accounts. Fees may be negotiable for clients with over $10,000,000 in assets under management. Clients with over $5,000,000 in assets under management may receive a 1.25% discount if they pay via direct bank transfer or personal check.