Sterling Investment Advisors manages investment portfolios on a portfolio-value basis and provides personalized financial planning and consulting services. Sterling designs customized investment policies based on each client's goals, allocating assets across stocks, bonds, mutual funds, exchange-traded funds, and independent managers. In addition to investment management, Sterling offers standalone financial planning covering retirement, tax strategies, cash flow, and insurance, as well as retirement plan consulting. Clients can also access online aggregation tools to view outside accounts. Sterling does not participate in bundled fee programs and custody of client assets is maintained through independent broker-dealers, primarily Charles Schwab.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
Fees are negotiable up to a maximum of 1.00% annually and vary based on objective and subjective factors such as account size and complexity.