BCA Private Wealth manages custom investment portfolios and provides financial planning and retirement plan consulting for individuals, families, and businesses. BCA focuses on structural asset allocation using exchange-traded funds and mutual funds to manage risk and enhance performance. For investment management, BCA partners with sub-advisors or digital platforms like Betterment to execute strategies, while holding client assets at independent custodians such as Charles Schwab. In addition to portfolio management, BCA offers comprehensive financial planning covering net worth statements, cash flow, tax reviews, insurance, estate plans, and retirement analysis. BCA specializes in working with high-net-worth individuals, business owners, and corporate executives.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.65% |
| $250K - $500K | 1.40% |
| $500K - $1.0M | 1.10% |
| $1.0M - $2.0M | 0.92% |
| $2.0M - $5.0M | 0.70% |
| $5M+ | 0.48% |
Fees are negotiable. Total fee includes sub-advisor compensation. There is a $2,000 annual minimum fee which may result in an effective percentage higher than the standard tiers for smaller accounts, capped at 3.00%.