Generations Investment Advisors is a registered investment advisor based in High Point, North Carolina, founded in 2006. The firm specializes in helping clients analyze their current investment portfolios and matches them with third-party independent money managers who handle actual portfolio trading and ongoing management. Rather than directly managing investments, Generations Investment Advisors acts as an intermediary, helping clients determine appropriate asset allocation models, reviewing account activity, and meeting annually to ensure investments align with personal goals. The firm works with individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. In addition to investment coordination, leadership is licensed to sell insurance products. Generations Investment Advisors does not require a minimum account size to get started.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.40% |
| $500K - $1.0M | 1.40% |
| $1.0M - $2.0M | 1.40% |
| $2.0M - $4.0M | 0.50% |
| $4.0M - $10.0M | 0.25% |
| $10M+ | 0.25% |
Fees represent maximum advisor/solicitor fees. Total annual management fees include underlying third-party manager fees and custodian fees, bringing total maximum costs up to 1.88% for smaller accounts. Fees are negotiable with a 0.25% minimum fee floor.