Macaulay & Associates offers comprehensive wealth management, standalone investment management, and standalone financial planning services. The firm builds customized investment portfolios primarily using mutual funds, exchange-traded funds, and cash equivalents, following a long-term strategy tailored to each client's individual needs and risk tolerance. In addition to managing investments, Macaulay & Associates prepares formal financial plans covering retirement, estate planning, tax strategies, cash flow budgeting, and risk management. Clients can also receive help with evaluating and establishing pledged asset loans. Macaulay & Associates operates as a fiduciary, legally requiring the firm to act in your best interest. The principal owner, David Macaulay, is also a licensed insurance agent and may offer commission-based insurance products separately from advisory services.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.50% |
Annual investment advisory fees generally range between 0.50% and 2.50% of the value of assets under management, with an average of approximately 1.00%. Fees are negotiable.