Hart Investment Management INC.

Hart Investment Management provides ongoing portfolio management tailored to each client's individual goals, time horizon, and risk tolerance. The firm creates a personalized Investment Policy Statement to guide asset selection and allocation. Hart Investment Management limits its investments primarily to mutual funds, equities, bonds, fixed income, debt securities, exchange-traded funds, real estate investment trusts, options strategies, and government securities. The firm has the authority to make trades without asking clients first, though clients can place written restrictions on certain securities or industries. Hart Investment Management does not offer standalone financial planning services or participate in bundled fee programs.