Keener Financial Planning is a registered investment advisor based in Keller, Texas, providing comprehensive financial planning and investment management services. Operating on a fee-only model, the firm offers modular financial planning covering cash flow and debt management, retirement planning, tax planning, estate planning, and investment selection. Clients can work with Keener Financial Planning on an hourly or flat-fee project basis, or through an ongoing retainer that combines continuous financial planning and investment portfolio management. The firm uses a long-term, passive investment strategy focused on low-cost index funds and exchange-traded funds, tailored to each client's risk tolerance and financial goals.
Fee Structure
Keener Financial Planning does not charge investment management fees based on a percentage of your portfolio. Instead, investment management is bundled with ongoing financial planning through an annual retainer starting at a minimum of $3,600 per year. The exact retainer fee depends on the complexity of your situation, the number of accounts you have, and the services provided. If your investment portfolio is under $300,000, the firm will only offer retainer services if most of the fee is allocated to financial planning rather than investment management.
