Prospettiva Financial offers personalized wealth management, financial planning, and retirement plan consulting. Founded in 2009 and based in San Francisco, California, the firm is wholly owned by Sean Fletcher. Prospettiva Financial builds customized investment portfolios primarily using exchange-traded funds and mutual funds, managing accounts with full authority to make trades on your behalf. For ongoing wealth management clients, general financial planning is provided through regular discussions and review meetings. If you need a comprehensive, written financial plan covering areas such as cash flow, tax strategies, estate planning, insurance, and retirement projections, Prospettiva Financial offers this service under a separate agreement. Additionally, the firm assists employer retirement plan sponsors with plan monitoring, investment selection, and federal compliance.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.25% |
Maximum annual fee is 1.25% of assets under management. Fees are negotiable at the firm's discretion.