Graf Financial is a registered investment advisor founded in 2010 and based in Baton Rouge, Louisiana. The firm primarily offers investment management and counseling to individuals, trusts, retirement plans, corporations, and other institutions. Graf Financial utilizes a core value investing approach, focusing on fundamental business and economic analysis to construct and monitor portfolios tailored to each client's specific goals, risk tolerance, and time horizon. In addition to managing portfolios made up of stocks, bonds, and mutual funds on both a discretionary and non-discretionary basis, the firm provides personal financial planning and investment consulting services. These advisory offerings cover retirement planning, personal tax and cash flow planning, estate planning, insurance planning, divorce planning, college planning, and compensation and benefits planning.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $5.0M | 0.75% |
| $5M+ | 0.50% |
Rates shown are for equity-only accounts. Balanced accounts are 0.90% for the first $1M, 0.70% for the next $4M, and 0.50% above $5M. Fixed-only accounts are 0.65% for the first $1M, 0.55% for the next $4M, and 0.45% above $5M. All fees are negotiable.