Smith Financial Investment Advisors offers investment management, comprehensive financial planning, retirement planning, education planning, estate planning, and insurance reviews. The firm uses Modern Portfolio Theory and primarily recommends mutual funds and exchange-traded funds, utilizing seven risk-based model portfolios tailored to individual client goals, tax considerations, and time horizons. Founded in 2009 and based in Kokomo, Indiana, Smith Financial takes a holistic approach, aiming to align investment decisions with each client's complete financial picture. The firm serves individuals, high-net-worth clients, retirement plans, and charitable foundations.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.50% |
| $2.0M - $3.0M | 0.40% |
| $3M+ | 0.25% |
All fees are subject to negotiation. Asset-based fees may not exceed 2.50% of managed assets.