Talbot Financial provides continuous investment management services tailored to each client's individual needs and goals. The firm primarily builds portfolios using individual stocks rather than mutual funds or exchange-traded funds, and does not typically manage bonds or fixed income investments. Talbot Financial also recommends that real estate be part of client holdings, offering clients opportunities to invest in special purpose vehicles managed by the firm's majority owner. Investment advice is grounded in a value-oriented philosophy, focusing on the strength of a company's balance sheet, income statement, and cash flows to identify investments selling below their intrinsic worth. Talbot Financial serves individuals, trusts, and individual pension plan accounts.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $10.0M | 0.85% |
| $10M+ | 0.50% |
Cash holdings are charged 0.00%. Fees are negotiable at the firm's sole discretion.