Stillwater Investments is a registered investment advisor located in Smithfield, Rhode Island, founded and operated by James D. Cogswell. Stillwater Investments offers customized wealth management services that combine comprehensive financial planning and consulting with discretionary investment management. When building portfolios, Stillwater Investments primarily uses low-cost, diversified mutual funds and exchange-traded funds, though individual stocks, bonds, or options contracts may also be utilized to meet specific client needs. The investment approach focuses on long-term strategies while retaining the flexibility to buy, sell, or reallocate positions when necessary for rebalancing or addressing client cash needs. Stillwater Investments serves individuals, trusts, and estates, acting as a fiduciary legally required to act in the best interest of clients.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.00% |
Wealth management fees range from 1.00% to 2.00% annually based on complexity, asset levels, and overall relationship. Fees are negotiable at the sole discretion of the advisor.