JT Stratford provides continuous investment management and personalized financial consulting services to individuals, pension plans, charitable organizations, and corporations. JT Stratford creates customized portfolios using stocks, bonds, mutual funds, exchange-traded funds, and alternative investments, often utilizing model portfolios and third-party strategists. In addition to managing investments, JT Stratford offers broad financial planning covering retirement, taxes, estate planning, insurance, cash flow, and education funding. The firm primarily custody client assets with Charles Schwab and operates on both a discretionary and non-discretionary basis.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.35% |
| $1.0M - $5.0M | 1.00% |
| $5.0M - $10.0M | 0.90% |
| $10.0M - $25.0M | 0.80% |
| $25.0M - $50.0M | 0.74% |
| $50M+ | 0.68% |
Fees are negotiable. Aggregate account balances are used for breakpoint calculations. Households with accounts over $50,000 also pay an annual $85 admin/technology fee.