Sequent Planning, operating under the business name Futurity First Wealth Management, provides comprehensive investment management, financial planning, and retirement plan consulting to individuals, families, and businesses. The firm builds customized investment portfolios using individual securities, exchange-traded funds, mutual funds, and third-party managers through turnkey asset management platforms. For financial planning, Sequent Planning creates written plans covering retirement income, investment strategies, insurance, tax planning, cash flow forecasting, and estate planning across basic, comprehensive, and executive tiers. The firm works on both a discretionary and non-discretionary basis, tailoring services to individual client needs and risk profiles. Sequent Planning requires clients to hold their accounts with qualified custodians, primarily Charles Schwab & Co., Inc.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.75% |
Sequent Planning sets an annual fee cap of 1.75%. Individual investment adviser representatives have discretion to set fees within this limit, and fees are negotiable.