Pacific Capital Associates provides investment management and financial planning services to individuals, families, and businesses. PCA's services include comprehensive portfolio management, financial planning and consulting, and retirement plan consulting. PCA utilizes third-party money managers to aid in the implementation of investment portfolios. PCA acts as a fiduciary, always acting in the client's best interest.
Fee Structure
Pacific Capital Associates offers comprehensive portfolio management services where the maximum annual fee charged will not exceed 1.00%. This fee is billed quarterly in advance. If PCA selects a third-party manager, that manager will charge their own additional management fee which will not exceed 1.50%. The total combined fee will not exceed 2.50%. PCA also offers account monitoring services where the maximum annual fee charged will not exceed 0.25%. This fee is billed quarterly in advance.