Concentrum Wealth Management

Concentrum Wealth Management is an independent registered investment advisor based in San Jose, California, owned and operated by Jeffery E. Fong and Jay C. Fong since 2013. The firm offers a wide range of financial services, including investment management through wrapped accounts, portfolio monitoring for accounts held away from primary custodians, comprehensive financial planning, and consulting services. Their financial planning expertise covers retirement planning, estate planning, charitable giving, education funding, tax strategies, real estate analysis, and debt evaluation. Concentrum Wealth Management also provides discretionary and non-discretionary investment advisory services to pension and employee benefit plans under federal retirement plan rules. They tailor their advisory services to each client's specific goals and risk tolerance, allowing reasonable restrictions on portfolio holdings. The firm primarily recommends Charles Schwab & Co. and Fidelity Investments as qualified custodians for client assets.