VPWM Advisors, operating as Vantage Point Wealth Management and FMS Financial Planning, provides investment management and financial planning services to individuals, high net worth individuals, retirement plans, and business entities. The firm offers both discretionary and non-discretionary portfolio management, tailoring investment strategies to each client's goals, time horizon, and risk tolerance. In addition to direct asset management, the firm offers access to various third-party investment programs through LPL Financial. VPWM Advisors also provides comprehensive financial planning and consulting services covering topics such as retirement strategies, net worth tracking, cash flow analysis, risk management, tax reduction strategies, and estate preservation.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 2.50% |
| $100K - $500K | 2.00% |
| $500K - $1.0M | 1.50% |
| $1M+ | 1.25% |
Fees are negotiable based on historical relationships, account composition, and asset amounts. Other LPL advisory programs have maximum annual fees ranging from 0.95% to 3.0%.