Capital Planning, LLC offers comprehensive wealth management, investment management, and financial planning services to individuals, families, trusts, estates, and businesses. Capital Planning takes an integrated approach to help clients navigate their financial lives, utilizing a four-phase wealth management process that covers eight key areas: goals and objectives, cash flow planning, compensation and benefits, investment management, tax planning, risk management, estate planning, and wealth administration. For investment management, Capital Planning builds customized portfolios using a seven-step process, offering proprietary models, custom models, variable annuity strategies, and access to independent third-party managers through platforms like Envestnet. Clients can also receive financial planning on a standalone or bundled basis, covering retirement, education funding, executive compensation, and estate planning. Capital Planning generally requires a minimum portfolio size of $1 million to open an account.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.08% |
| $1.0M - $5.0M | 0.93% |
| $5M+ | 0.64% |
Schedule reflects Investment Management Services using proprietary models. Third-party model fees are slightly lower (1.00% down to 0.575%). Wealth management services including planning have separate higher schedules (1.33% down to 0.65%). Fees may be negotiable for larger relationships or related accounts.