Scarborough Capital Management

Scarborough Capital Management is a registered investment advisor based in Annapolis, Maryland, offering portfolio management, retirement plan consulting, and financial planning services. Founded in 1989, the firm provides traditional investment management through Charles Schwab and Fidelity, tailoring portfolios to individual risk tolerances and objectives using model portfolios and custom allocations. In addition to general portfolio management, Scarborough Capital Management provides specialized services for employer-sponsored retirement plans, such as 401(k) accounts, through sub-advisory arrangements and direct asset management. The firm also offers standalone financial planning and consultations covering areas such as retirement, budgeting, estate planning coordination, insurance, and tax strategies. Scarborough Capital Management operates primarily on a discretionary basis, making investment decisions on behalf of clients without prior consultation for each trade. The firm works with individuals, high-net-worth clients, and businesses, utilizing third-party research and model providers while emphasizing a fiduciary duty to act in clients' best interests.