Emerald Asset Management provides customized portfolio management, financial planning, and consulting services to individuals, high-net-worth families, trusts, and businesses. The firm builds portfolios using a mix of individual stocks, bonds, options, exchange-traded funds, mutual funds, and alternative investments, focusing on asset allocation and security selection. Emerald Asset Management offers several specific portfolio strategies, including global rising dividend, global capital appreciation, strategic asset allocation, and custom fixed income portfolios. In addition to managing investments, the firm provides financial planning covering retirement, estate, tax, and education planning, as well as pension consulting services for employer-sponsored retirement plans. Emerald Asset Management operates as a registered investment advisor based in Rocky Mount, North Carolina, and is wholly owned by James Tharin.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.45% |
| $500K - $1.0M | 1.35% |
| $1.0M - $2.0M | 1.25% |
| $2.0M - $5.0M | 1.15% |
| $5M+ | 1.00% |
Fees are billed quarterly in advance. Fees are negotiable depending on account size, client needs, and situation complexity. Cash management strategies have separate schedules (0.25% for money market only, 1.00% for money market, CDs, and short-term fixed income).