Pacific Oak Financial Planning provides financial planning and portfolio management services to individuals. Financial planning covers cash flow, debt management, risk management, employee benefits, retirement, college funding, estate planning, divorce planning, and business consultation. Investment management involves implementing strategies based on risk profile and goals, using third-party money managers and model portfolios.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1000K | 1.00% |
| $1.0M - $2.0M | 0.90% |
| $2.0M - $3.0M | 0.80% |
| $3.0M - $4.0M | 0.70% |
| $4.0M - $5.0M | 0.60% |
| $5M+ | 0.50% |
Fees are negotiable based on client type, complexity, account composition, potential for deposits, relationship with the advisor, and total assets managed. Certain Clients may be charged a legacy fee, which may differ from the fee schedule above. Outside Manager fees range from 0% to 1%, with clients using Outside Managers on the First Ascent Asset Management platform having a maximum client annual household flat dollar fee of $1,400. The Outside Manager’s fee is incorporated into POFP’s fee.