Provident Living Financial Services (PLFS) provides investment management and financial wellness services to individuals, trusts, estates, charities, and businesses. PLFS offers different programs with varying levels of service, including investment advisory and management (Finique 360), wealth stewardship (Cathedral Legacy), and financial wellness memberships (DIY, Journey, VIP, VIP+). Clients receive periodic reviews and can request a complimentary consultation. PLFS may recommend other professionals, but clients are responsible for their own due diligence.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $10.0M | 0.50% |
| $10.0M - $100.0M | 0.25% |
| $100M+ | 0.13% |
Discounts may be available for non-profits, first responders, military, caregivers, medical workers, educators, and immediate family members. A per-account administrative fee of up to $25 per quarter may apply. The Finique 360 fee is waived if client household assets are less than $10,000.