EmberHouse, LLC is a registered investment advisor founded in 2017 and solely owned by Lisa Dieter, with offices in Chicago, Illinois. EmberHouse offers personalized asset management and financial planning services, managing client portfolios on a discretionary basis—meaning EmberHouse makes trades on your behalf without needing approval for each transaction. In addition to managing individual wealth, EmberHouse provides consulting and fiduciary services for qualified and non-qualified retirement plans. Financial planning covers a broad range of topics including personal net worth, cash flow analysis, retirement strategies, risk management, tax reduction strategies, and estate preservation. EmberHouse manages investments through a wrap fee program, where investment management and financial planning are bundled together for a single all-inclusive fee based on the value of your portfolio. The firm uses Charles Schwab & Company as its primary custodian for client accounts.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.50% |
| $1.0M - $2.5M | 1.25% |
| $2.5M+ | 1.25% |
Fees are negotiable for accounts over $2.5 million. Financial planning is included in the asset management fee.