BDFS Capital LLC offers personalized portfolio management and financial planning services to individuals, high-net-worth clients, charitable organizations, trusts, and retirement plans. BDFS Capital builds customized portfolios based on each client's goals, time horizon, risk tolerance, and tax situation, utilizing a wide range of investments including mutual funds, exchange-traded funds, equities, fixed income securities, real estate funds, and private placements. In addition to direct portfolio management, BDFS Capital offers third-party investment management referrals, such as partnering with Betterment for automated investment services, and provides financial planning covering investment strategy, retirement, taxes, estate planning, insurance, and college savings. BDFS Capital operates primarily on a flat annual fee paid in monthly installments or through fee-sharing arrangements with third-party managers, alongside separate fixed or hourly fees for standalone financial planning.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.25% |
| $100K - $250K | 1.00% |
| $250K - $1.0M | 0.75% |
| $1.0M - $2.5M | 0.65% |
| $2.5M - $5.0M | 0.60% |
| $5M+ | 0.35% |
Schedule reflects BDFS Capital's fee share when clients are directed to Betterment, Inc. Direct portfolio management services are charged as a negotiated annual flat fee.