Legacy Builders Financial offers personalized investment management and comprehensive financial planning for individuals and families. Founded in 2017 and based in Folsom, California, the registered investment advisor builds tailored portfolios based on each client's specific goals, time horizon, and risk tolerance, often utilizing passive index strategies and third-party managers. In addition to portfolio management, Legacy Builders Financial provides comprehensive financial planning covering cash flow and debt management, college savings, employee benefits, estate planning, insurance, retirement planning, risk management, and tax planning strategies. The firm also offers specialized financial coaching for clients who need help establishing a budget, managing debt, or building savings. Legacy Builders Financial operates primarily on an all-inclusive fee structure combining planning and portfolio management, and does not maintain a minimum account size requirement.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.70% |
Annual fees are negotiable and paid in arrears on a monthly or quarterly basis. Clients engaging for both comprehensive financial planning and investment management pay an upfront fee of $900 and are subject to a $3,000 annual minimum fee.