Kubo Financial Planning and Investments offers investment advice and financial planning to individuals, high net worth individuals, charitable organizations, retirement plans, and businesses. As a fiduciary, Kubo is legally required to act in your best interest. Kubo provides investment management services using low-cost, diversified mutual funds and exchange-traded funds (ETFs). They also offer financial planning services covering areas like retirement, education savings, and charitable giving. Kubo may refer clients to other professionals like accountants and attorneys.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $2.5M | 1.25% |
| $2.5M+ | 1.00% |
Fees may be negotiable. For qualified clients, Kubo may charge a performance fee instead of an investment advisory fee. The performance fee will be equal to 20% of any gains in the Client account[s] for the year subject to a hurdle rate of 6%. Only gains above the hurdle rate shall be subject to the performance fee.