Southern Capital Advisors, operating as FP360, provides ongoing investment portfolio management, primarily through a wrap fee program, but also offers non-wrap fee services. FP360 works with clients to create an Investment Policy Statement outlining their goals, risk tolerance, and financial situation. FP360 also offers financial planning and consulting services, including retirement, college, and tax planning. They generally limit their investment advice to equities, mutual funds, fixed income securities, real estate funds, ETFs, and non-U.S. securities.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 2.00% |
| $500K - $1000K | 1.60% |
| $1.0M - $5.0M | 1.20% |
| $5M+ | 1.10% |
Fees may be negotiable. FP360 may also offer a flat rate fee schedule or discounted fees for certain strategies (e.g., cash management, option overlay strategies, etc.). Annual fees range from 0.05% to 2.00%.