RIO Financial Planning provides investment advice and financial planning to individuals and high net worth individuals. For investment management, RIO offers a wrap fee program where clients receive ongoing portfolio management tailored to their goals and risk tolerance. RIO also offers financial planning services, reviewing clients' financial situations and providing recommendations on various topics like estate planning, investments, taxes, and retirement income.
Fee Structure
RIO Financial Planning offers investment management through a wrap fee program. The wrap fee covers the cost of investment advice and all brokerage commissions. Additional fees such as sub-advisor fees and custodial fees are separate. RIO will recommend securities to buy or sell, but you must approve all transactions.