Whole Family Financial Services is a registered investment advisor based in Bothell, Washington, founded in 2018. The firm offers comprehensive financial planning and investment management services to individuals, high-net-worth individuals, and small businesses. Whole Family Financial Services specializes in helping clients navigate retirement planning, cash flow and budgeting, tax planning strategies, estate planning, education funding, risk management, and divorce financial planning. The firm builds customized investment portfolios using Modern Portfolio Theory, focusing on asset allocation across stocks, bonds, and mutual funds, and manages accounts on a non-discretionary basis where clients must approve trades. Whole Family Financial Services requires a minimum investment of $150,000 for portfolio management services that include financial planning.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $200K | 1.25% |
| $200K - $1000K | 1.00% |
| $1.0M - $5.0M | 0.75% |
| $5M+ | 0.50% |
Fees are negotiable. American Funds held direct are assessed a flat 0.25% fee.