Retirable

Retirable provides retirement planning and investment management services primarily designed for individuals who are retired or preparing to transition into retirement. Retirable helps clients navigate this life stage by creating personalized financial plans using online tools and consultations with a team of advisors. Investment management services are offered through an online platform provided by Altruist Financial, focusing on diversified, long-term portfolios made up of exchange-traded funds. Retirable builds customized portfolios based on each client's retirement plan, income distribution needs, and risk tolerance, and maintains the authority to make trades and rebalance accounts without asking first. In addition to core advisory services, certain advisors are licensed insurance agents and may recommend fixed annuities, earning commissions in addition to standard advisory fees. Retirable requires clients to maintain brokerage accounts through Altruist Financial to utilize investment management services.