Great Waters Financial is a registered investment advisor that manages investment portfolios and offers personalized financial planning, tax preparation, and consulting services. Great Waters Financial structures its services across four tiered levels based on the value of your portfolio or through flat monthly fees, ranging from basic investment management to comprehensive wealth management that includes tax strategy, estate analysis, protection planning, and family investing. Great Waters Financial operates primarily on a fee-based model, charging a percentage of the assets they manage or flat planning fees. The team works with individuals, business owners, and retirees to align their investments with long-term goals while navigating retirement income distribution, tax planning, and insurance needs.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.25% |
| $1.0M - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.80% |
| $5.0M - $10.0M | 0.60% |
| $10M+ | 0.60% |
Fees are negotiable at the firm's discretion. Assets allocated to fee-only annuities are charged at a flat 1.00% annual rate.