Five Oceans Advisors provides personalized investment management and integrated wealth advisory oversight services. The firm primarily focuses on evidence-based, passive investing using low-fee exchange-traded funds and mutual funds, while incorporating active management, alternative investments, and private placements when appropriate. Five Oceans Advisors tailors its strategies around each client's cash flow needs, time horizon, and risk tolerance, with a strong emphasis on tax efficiency and asset location. In addition to managing investment portfolios, the firm offers comprehensive wealth planning covering retirement planning, tax and cash flow planning, estate planning, insurance analysis, education funding, and philanthropy. Five Oceans Advisors works with clients who have complex financial situations, including taxable investors, business owners, trusts, and estates. The firm collaborates with clients' other professionals, such as accountants and attorneys, to coordinate overall financial strategies.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
Typical fee is 1.00% annually, but may be higher or lower based on client complexity, services included, and account size. Fees are negotiable.