Guardian Wealth Partners, doing business as Park Avenue Investment Advisory, provides a wide variety of investment advisory programs and financial planning services to individual and institutional investors. The firm offers wrap fee managed account portfolios, including unified managed accounts, separately managed accounts, and representative-managed portfolios. In addition to investment management, the firm provides financial planning, subscription-based financial planning, retirement plan consulting, and business exit consulting services. Client accounts are held at approved custodians such as Fidelity, Pershing, and Charles Schwab. The firm emphasizes a fiduciary duty when providing investment advice to retirement accounts and individual investors, while operating as an indirect subsidiary of The Guardian Life Insurance Company of America.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 0.23% |
| $100K - $250K | 0.21% |
| $250K - $500K | 0.18% |
| $500K - $1.0M | 0.16% |
| $1.0M - $2.0M | 0.13% |
| $2.0M - $5.0M | 0.11% |
| $5M+ | 0.08% |
Schedule reflects the Platform Fee component for SMA/UMA programs. Representative as Portfolio Manager program platform fees range from 0.05% to 0.20%. Total client fee includes advisor and strategy fees, up to a maximum annual fee of 3%.