WMS Wealth Management offers investment management, financial planning, and supervisory services for individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and business entities. WMS Wealth Management works with clients after discussing their objectives, risk tolerance, income needs, retirement goals, tax situation, and estate planning. Clients can impose restrictions on types of investments and WMS Wealth Management adjusts portfolios to meet those needs. WMS Wealth Management may utilize stocks, corporate and municipal bonds, government bonds, exchange-traded funds, mutual funds, annuities, and insurance products to manage client assets. Financial planning services cover areas such as estate planning, retirement planning, and college planning, and are provided upon direct client request as a courtesy service. WMS Wealth Management manages client assets on a fee-only basis with discretionary authority, though non-discretionary accounts are also available upon request.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $499K | 1.85% |
| $499K - $1.0M | 1.60% |
| $1.0M - $3.0M | 1.25% |
| $3M+ | 1.00% |
Fees may be adjusted on a case-by-case basis. Alternative investments held at CNB Custody are charged a flat 1.25% fee.