Aquifer Asset Management, LLC

Aquifer Asset Management manages investment portfolios tailored to each client's specific goals, risk tolerance, and time horizon. The firm constructs diversified portfolios using mutual funds, exchange-traded funds, equities, bonds, and government securities, with the authority to make trades on the client's behalf. In addition to traditional portfolio management, Aquifer Asset Management can consult on private placement investments and relies on the securities available through each client's preferred brokerage custodian. The firm is owned and operated by Garrick G. Ruiz, who also maintains separate licenses as a broker-dealer representative and insurance agent, creating potential conflicts of interest regarding commission-based product recommendations that are managed through firm disclosures and codes of conduct.