Derks Financial is a registered investment advisor based in Lees Summit, Missouri, founded by Ryan Derks. The firm provides ongoing portfolio management services tailored to each client's individual goals, time horizon, and risk tolerance. Derks Financial creates a personalized Investment Policy Statement for every client, outlining their financial situation, income needs, tax levels, and comfort with risk. Portfolio management covers investment strategy, asset allocation, asset selection, and regular monitoring. The firm can manage accounts with the authority to make trades without asking first, or on a non-discretionary basis where the client approves trades ahead of time. Derks Financial typically limits its investment advice to mutual funds, fixed income securities, annuities, individual stocks, exchange-traded funds, treasury inflation-protected bonds, non-U.S. securities, venture capital funds, and private placements. Clients are allowed to place restrictions on certain investments based on their personal values or beliefs. Derks Financial does not participate in bundled fee programs and does not accept performance-based fees.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
Fees are calculated and paid quarterly in arrears based on the market value of the account.