Ameritas Advisory Services is a registered investment advisor that offers asset management services, financial planning, and consulting through financial professionals called Investment Adviser Representatives. The firm provides various investment programs, including customized portfolios, model portfolios, wrap fee programs, retirement plan management, and management of variable annuities and life insurance subaccounts. Ameritas Advisory Services acts as the administrative back office while financial professionals work directly with clients to understand their financial goals, risk tolerance, and investment objectives. The firm utilizes multiple custodians such as National Financial Services, Charles Schwab, and Fidelity to hold client assets. In addition to managing investments, financial professionals offer comprehensive or targeted financial planning covering retirement, cash flow, tax strategies, and estate planning.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 2.00% |
| $250K - $500K | 1.75% |
| $500K - $1.0M | 1.50% |
| $1.0M - $3.0M | 1.25% |
| $3M+ | 1.00% |
Fees vary by specific program selected. Some programs include an additional program fee ranging from 0.05% to 0.35% on top of the investment professional fee.