Sanctuary Financial Planning is a registered investment advisor based in North Carolina that provides comprehensive wealth management, integrating financial planning and investment management under a single flat annual fee. Sanctuary Financial Planning operates as a fee-only firm legally required to act in your best interest, earning compensation solely through transparent flat fees rather than commissions or percentages of the value of your portfolio. The firm specializes in long-term, buy-and-hold investing utilizing low-cost index funds and systematic factor-based investing rooted in Modern Portfolio Theory. Services include retirement planning, cash flow and spending strategies, tax optimization, risk management, and estate coordination. Sanctuary Financial Planning also offers hourly financial planning and consulting for clients seeking project-based guidance.
Fee Structure
Sanctuary Financial Planning does not charge a percentage of your portfolio for investment management. Instead, investment management is bundled into their comprehensive wealth management service, which typically costs a flat annual fee of $9,800, billed quarterly in advance at $2,450. This fee covers both your ongoing financial planning and the management of your investment portfolio.
