Sunrise Financial Services offers both investment management and financial planning services. For investment management, they offer both discretionary and non-discretionary options, primarily investing in stocks, bonds, mutual funds, and exchange-traded funds. Financial planning includes full financial plans and hourly consulting, covering topics like retirement, taxes, and estate planning. Sunrise uses AE Wealth Management and American Funds Service Company.
Fee Structure
Sunrise Financial Services offers investment management with fees based on the amount of your portfolio. There are two fee schedules depending on the platform used:
AE Wealth Management, LLC:
- First $1,000,000: 1.20% per year
- Amounts over $1,000,000: 1.0% per year
For stocks or other holdings managed outside of Sunrise models, the annual fee is 0.50%.
American Funds Service Company:
- Up to $499,999: 1.00% per year
- $500,000 to $1,999,999: 0.85% per year
- $2,000,000 to $4,999,999: 0.50% per year
- $5,000,000 and Over: 0.35% per year
Fees may be negotiable. Accounts within the same household may be combined for a reduced fee.