M2 Financial Limited Liability Company offers ongoing portfolio management and financial planning services tailored to each client's specific goals, risk tolerance, and time horizon. M2 Financial designs customized investment portfolios and may utilize model portfolios and third-party investment managers, such as AE Wealth Management. Services generally cover investment strategy, asset allocation, asset selection, and regular portfolio monitoring, with a focus on mutual funds, equities, fixed income instruments, and exchange-traded funds. Additionally, financial planning covers areas such as retirement, taxes, college savings, and debt management. M2 Financial operates with the authority to make trades in client accounts without asking first, and is legally required to act in your best interest when providing investment advice for retirement accounts.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.50% |
| $1M+ | 1.00% |
Fees are not negotiable. Only one rate is charged against all of the client's assets under management (not a blended rate).