Capital Wise Advisory manages investment portfolios and offers personalized financial planning for individuals and families. The firm builds customized portfolios using stocks, bonds, mutual funds, exchange-traded funds, and model portfolios, tailoring strategies to each client's goals, risk tolerance, and tax considerations. In addition to investment management, Capital Wise Advisory provides comprehensive financial planning covering retirement, business consulting, cash flow and debt management, college savings, employee benefits optimization, estate planning, insurance analysis, risk management, and tax planning strategies. The firm operates as a fee-only registered investment advisor, meaning compensation comes solely from client fees rather than commissions or product sales.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.20% |
| $500K - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.85% |
| $5.0M - $10.0M | 0.50% |
| $10M+ | 0.50% |
Fees are negotiable. The firm has a minimum annual fee of $6,000. Fees for accounts over $10,000,000 are fully negotiable.