Candlelight Financial Solutions offers ongoing portfolio management and financial planning services tailored to each client's goals, time horizon, and risk tolerance. The firm creates an investment policy statement for every client and builds diversified portfolios using mutual funds, fixed income securities, real estate investment trusts, individual equities, and exchange-traded funds. Portfolio management services include ongoing monitoring, asset allocation, and asset selection. Additionally, Candlelight Financial Solutions provides financial planning covering retirement, taxes, life insurance, college savings, and debt management. The firm also offers guidance on selecting third-party investment managers. Candlelight Financial Solutions serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and government entities.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.25% |
| $250K - $750K | 1.00% |
| $750K - $1.0M | 0.90% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $3.0M | 0.60% |
| $3M+ | 0.50% |
Fees are generally negotiable.