Pacific Pension Advisors LLC

Pacific Pension Advisors is a registered investment advisor founded in 2026 and owned by Charles Klumpp. The firm offers comprehensive retirement planning, estate conservation planning, and employer-sponsored retirement plan services (such as 401k and pension consulting). Rather than managing individual investment portfolios directly, Pacific Pension Advisors typically refers individual clients to third-party investment managers who handle the actual trading and portfolio management. The firm receives a portion of the advisory fees charged by these third-party managers. In addition to investment and retirement planning, the owner operates an independent insurance practice, offering insurance products for commissions. Pacific Pension Advisors emphasizes its duty to act in the best interest of clients, though conflicts of interest arise from third-party referral fees and insurance commissions.