Fathom Advisors provides customized investment management and financial planning services to individuals, high net worth individuals, family offices, trusts, estates, and retirement plans. The registered investment advisor builds tailored portfolios using mutual funds, exchange-traded funds, individual stocks and bonds, municipal securities, real estate investment trusts, options, and private alternative investments. Fathom Advisors uses Modern Portfolio Theory and a bucket strategy approach to align asset allocation with each client's long-term timeline and risk tolerance. In addition to direct portfolio management, Fathom Advisors may recommend unaffiliated external money managers. Financial planning is generally included without an extra charge for investment management clients, covering retirement planning, education funding, estate planning, cash flow analysis, tax planning, and insurance needs. Fathom Advisors also offers standalone financial planning services and advisory services for retirement plans.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.20% |
| $1.0M - $3.0M | 0.85% |
| $3.0M - $5.0M | 0.70% |
| $5.0M - $10.0M | 0.60% |
| $10.0M - $25.0M | 0.40% |
| $25M+ | 0.25% |
Accounts are subject to a minimum monthly investment management fee of $1,000. Fees may be negotiated based on relationship size and complexity.