Higgins Capital Management (HCM) offers continuous investment advice based on individual client needs. HCM creates and manages portfolios based on a client's risk profile, gathered through discussions to determine objectives, time horizons, risk tolerance, and liquidity needs. HCM also offers financial planning services encompassing personal financial planning, insurance and estate planning, capital needs analysis, tax and cash flow, retirement planning, investment analysis and planning, and education planning.
Fee Structure
Higgins Capital Management (HCM) charges a percentage of your portfolio each year for investment management. This fee can range from 0.50% to 3.00% annually, paid quarterly in advance. The specific fee is negotiable and will be detailed in your investment advisory agreement. HCM also offers investment advice on accounts held outside of the firm, such as 401(k)s, for the same fee range, with a minimum of $250,000 in assets under management required for this service. This minimum may be negotiable.