Raymond Higgins
Raymond Higgins is a registered investment advisor at Higgins Capital Management, INC., based in La Jolla, CA, with 41 years of industry experience. Raymond operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, High Net Worth, Insurance Planning, and 3 more. Their firm serves 11 clients with $7.7M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Higgins Capital Management (HCM) charges a percentage of your portfolio each year for investment management. This fee can range from 0.50% to 3.00% annually, paid quarterly in advance. The specific fee is negotiable and will be detailed in your investment advisory agreement. HCM also offers investment advice on accounts held outside of the firm, such as 401(k)s, for the same fee range, with a minimum of $250,000 in assets under management required for this service. This minimum may be negotiable.
Location
2223 Avenida De La Playa Ste. 210, La Jolla, CA, 92037-3218
Get directionsHistory
Regulatory History (1)
Criminal
June 2008Other Business ActivitiesSells Insurance
Raymond is the CEO of his investment advisory business, spending about half his time on it. He is also a licensed accident/health, life-only, and variable contracts agent since 2018, dedicating minimal time to this.
Employment History
Current Registrations
Higgins Capital Management, INC.
Higgins Capital Management, INC.Broker
Previous Registrations
Grant Bettingen, INC.Broker
Smith Barney INC.Broker
Lehman Brothers INC.Broker
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
State Registrations4 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.