Plan Financial is a registered investment advisor offering investment management, custom asset allocation, managed accounts, and financial planning services. Founded in 1985 and incorporated in 1993, the firm manages investment portfolios using style-specific institutional money managers or custom asset allocation strategies involving individual securities, exchange-traded funds, and mutual funds. Plan Financial helps clients develop investment strategies tailored to their goals, risk tolerance, and time horizon. In addition to investment management, the firm provides financial planning analyses covering financial position, protection planning, investment planning, income tax planning, retirement planning, and estate planning. Plan Financial also conducts educational forums for clients and prospective clients without charge. The firm generally works with individuals, high net worth individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.50% |
| $1.0M - $2.0M | 1.25% |
| $2.0M - $3.0M | 1.00% |
| $3.0M - $5.0M | 0.75% |
| $5.0M - $7.0M | 0.50% |
| $7.0M - $10.0M | 0.25% |
| $10M+ | 0.15% |
Schedule reflects the Custom Asset Allocation Services program. Standard Investment Advisory Services has a separate schedule starting at 1.00% for the first $1M. Fees may be discounted or waived for employees, charitable institutions, or based on time and effort.