Centennial Securities Company is a registered investment advisor and broker-dealer headquartered in Grand Rapids, Michigan. Founded in 1978 as a broker-dealer, the firm began offering investment advisory services in 2000. Centennial Securities Company offers individually managed accounts, wrap fee programs, and access to third-party managers through platforms like RBC Correspondent Services and Envestnet Direct. The firm tailors its investment advice to each client's individual objectives, risk tolerance, and investment timeline. Services include discretionary and non-discretionary investment management, customized portfolios, and project-based or hourly financial planning and consulting covering retirement, tax, estate, and business planning. The firm serves a wide range of clients including individuals, businesses, trusts, estates, retirement plan sponsors, foundations, and endowments.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 2.00% |
| $500K - $1.0M | 1.75% |
| $1M+ | 1.50% |
Standard fee ranges are 0.75%–2.00% for under $500K, 0.50%–1.75% for $500K–$1M, and 0.25%–1.50% for over $1M. Fees are negotiable.