LD
ChFC
LD
ChFC

Lawrence Decker

45 Years of Experience
Toledo, OH
BrokerSells Insurance

Lawrence Decker is a ChFC-designated registered investment advisor at Ameritas Advisory Services, LLC, based in Toledo, OH, with 45 years of industry experience. Lawrence is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, High Net Worth, and 4 more. Their firm serves 29,718 clients with $14B in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
548 advisors
Number of Clients
29,718 clients
Average Client Portfolio
$463K average
Assets Under Management
$13.7B

Fee Structure

Minimum Investment:$5K
Investment management only (planning not offered)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $250K2.00%
$250K - $500K1.75%
$500K - $1.0M1.50%
$1.0M - $3.0M1.25%
$3M+1.00%

Fees vary by specific program selected. Some programs include an additional program fee ranging from 0.05% to 0.35% on top of the investment professional fee.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
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Location

2222 Centennial Rd, Toledo, OH, 43617

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business ActivitiesSells Insurance

Lawrence is an agent for Creative Financial Partners and Decker Financial Group, selling fixed insurance and fixed annuities since 2016. He spends about 10-20% of his time prospecting and fact finding for fixed insurance sales for each company.

Employment History
Current Registrations
Ameritas Advisory Services, LLC
November 2021 - Present · 4 yrs 11 mos
Ameritas Investment Company, LLCBroker
January 2016 - Present · 10 yrs 9 mos
Previous Registrations
Ameritas Advisory Services
January 2016 - November 2021 · 5 yrs 10 mos
Voya Financial Advisors, INC.
February 2008 - January 2016 · 7 yrs 11 mos
Voya Financial Advisors, INC.Broker
January 2004 - January 2016 · 12 yrs
Locust Street Securities, INC.Broker
October 1981 - January 2004 · 22 yrs 3 mos
State Registrations21 states
AZCOCTFLGAILINKYMDMIMOMTNCNYOHORSCTXVAWAWI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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